Raising
the Money Worksheet
Determining Your Capital Needs
Before you look for financing,
you need to determine how much money you will need to get your venture
off the ground. This worksheet will help you estimate the amount of
financing you will need. Note: not every category applies to all businesses.
Monthly Operating
Expenses
|
Category
|
Projected Amount
|
|
Salary of owner-manager
|
|
|
Employee salaries
or wages
|
|
|
Payroll taxes, including
workers comp, etc.
|
|
|
Rent
|
|
|
Supplies
|
|
|
Telephone
|
|
|
Utilities
|
|
|
Insurance
|
|
|
Facility/equipment
maintenance
|
|
|
Equipment/furniture
lease
|
|
|
Inventory
|
|
|
Delivery of products
|
|
|
Legal fees
|
|
|
Accounting fees
|
|
|
Dues/subscriptions
|
|
|
Marketing/advertising
|
|
|
Interest
|
|
|
Miscellaneous:
|
|
Total
|
$
|
One-time Start
Up Expenses
|
Category
|
Projected Amount
|
|
Fixtures/equipment/furniture
|
|
|
Installment of fixtures/equipment
|
|
|
Decorating or remodeling
|
|
|
Deposits for utilities
|
|
|
Deposit for phone
service
|
|
|
Legal fees
|
|
|
Accounting fees
|
|
|
Other professional
fees
|
|
|
Licenses/permits
|
|
|
Starting inventory
|
|
|
Marketing costs
|
|
|
Printing costs (business
cards, stationery)
|
|
|
Other
|
|
TOTAL
|
$
|
